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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
Viva Payday Loans > Payday Loans For Single Parents

Payday Loans For Single Parents

Are There Payday Loans For Single Parents?

Yes. Single parents can get a range of payday loans over flexible terms. These loans are often sought in case of an emergency or sudden shortage of cash.

Are single parents eligible for any additional features?

Single parents are eligible for additional features like custom debit solutions and returning rewards that can significantly lower the term specific interest rates.

I am a single parent and have a rather poor credit score. Am I still eligible for payday loans?

Yes. In majority of cases, you will still be eligible to get a payday loan of minimum limit – irrespective of your credit score and history.

I am a single mother. Are there any additional features that I can benefit from?

Single mothers are eligible for up to 20% rebate in the term interest rate – provided that the reason for seeking a payday loan is a medical emergency involving yourself or your child.

What features are available to single fathers?

Just like single mothers, single fathers are eligible to receive up to 20% rebate in the term interest rest when the loan is sought in cases of medical emergencies.

Are there any special payday loans to help me pay for my child’s education?

Payday loans are usually short term and short principal loans. Thus, payday loans cannot be compared to standard education loans as education loans are termed over years, if not decades. However, in cases when you are certain that a small loan can fulfill your present requirements, you can find a number of suitable payday loans.

I am a single parent and a Centrelink beneficiary. Can I still get a payday loan?

In most cases, yes, you can. Being a Centrelink beneficiary (retirement benefits and disability pensions, to name a few) in itself won’t disqualify you from getting a payday loan.

Payday loans to single parents with Centrelink benefits are approved on a case-by-case basis. Other factors like additional income streams, overall financial health and the reason behind the need for a payday loan are also considered.