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Repayment by:
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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%
*Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rate.


FAQs: Top Frequently Asked Questions

Q: How much will you lend?
A: We provide customers the ability to borrow between $200 and $2000.

Q: How long can I borrow these funds for?
A: We provide customers with the capability to borrow for between 16 days – 1 year.

Q: Do you lend to all states?
A: We ensure through our lender panel that cash loans can be gained no matter where you are in Australia.

Q: How can I contact Viva Payday Loans support?
A:For full information on customer support, please visit our contact page.

Q: Will you check my credit score?
A:We will never conduct a credit check on a customer without explicit permission, you should always read the lender terms regarding this before proceeding.

Q: What are the eligibility criteria?
A: The criteria vary massively dependent on the lender, however generally you will always have to be 18+ and a full time resident of Australia.

Q: How will I receive my funds?
A: Typically a cash loan will be transferred electronically into your account via electronic transfer within 15 minutes.

Q: What service does Viva Payday Loans actually provide
A:We allow you to apply for a cash loan through our website, then match you with a lender who has indicated they will provide you the loan you require subject to some further checks.