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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.


FAQs: Top Frequently Asked Questions

Q: How much will you lend?
A: We provide customers the ability to borrow between $200 and $2000.

Q: How long can I borrow these funds for?
A: We provide customers with the capability to borrow for between 16 days – 1 year.

Q: Do you lend to all states?
A: We ensure through our lender panel that cash loans can be gained no matter where you are in Australia.

Q: How can I contact Viva Payday Loans support?
A:For full information on customer support, please visit our contact page.

Q: Will you check my credit score?
A:We will never conduct a credit check on a customer without explicit permission, you should always read the lender terms regarding this before proceeding.

Q: What are the eligibility criteria?
A: The criteria vary massively dependent on the lender, however generally you will always have to be 18+ and a full time resident of Australia.

Q: How will I receive my funds?
A: Typically a cash loan will be transferred electronically into your account via electronic transfer within 15 minutes.

Q: What service does Viva Payday Loans actually provide
A:We allow you to apply for a cash loan through our website, then match you with a lender who has indicated they will provide you the loan you require subject to some further checks.