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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
Viva Payday Loans > About Us

About Us

Viva Payday Loans was created to help people within Australia get a quick cash loan in there time of need. We do this through cutting-edge technology that matches the customer with a lender that can meet there needs. We always put the customer first and truly hope that the sites helps those who use it.

We always wish to provide a completely open and fair service to our customers. Our team has many years of experience in helping customers in financial difficulty and can provide the best possible assistance when called upon.


Most mainstream lenders will force you to go through a lengthy process and then revert back to you later. Viva Payday Loans understands time is of the essence, and this is why we can usually provide access to funds in under 15 minutes.