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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%
*Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rate.
Viva Payday Loans > About Us

About Us

Viva Payday Loans was created to help people within Australia get a quick cash loan in there time of need. We do this through cutting-edge technology that matches the customer with a lender that can meet there needs. We always put the customer first and truly hope that the sites helps those who use it.

We always wish to provide a completely open and fair service to our customers. Our team has many years of experience in helping customers in financial difficulty and can provide the best possible assistance when called upon.


Most mainstream lenders will force you to go through a lengthy process and then revert back to you later. Viva Payday Loans understands time is of the essence, and this is why we can usually provide access to funds in under 15 minutes.