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How much cash?

How long for?
Your Loan Summary
Repayment by:
In your account by:8:11PM
Total to repay:
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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%
*Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rate.
Viva Payday Loans > How To Apply

How To Apply

Applying with Viva Payday Loans is simple, three simple steps:

1. Use the form above to select how much you want to borrow and your repayment period. Viva Payday Loans lend up to $5000 for up to 2 years, this applies to all states.
Make sure when selecting your loan criteria that you are realistic and can always pay this back in time to avoid further complications.

Once you’ve decided how much you want to borrow, you’ll need to provide us with some additional information so that we can see whether you qualify for a loan.
All information that you provide will remain completely confidential and will never be shared outside of us and your lender.

3. Once you’ve processed our form you’ll receive a decision within 2 minutes on whether a loan can be provided. Most applicants are accepted without issue regardless of credit history.
If accepted, funds are provided near instantly and detailed instructions on these will be provided.

Borrowing responsibly:

Is a cash loan right for you?

You have a small shortage of cash and can pay it back within 1 – 24 months
You need to make an emergency purchase or have an unexpected bill, and can return the funds in time
You have permanent and long standing financial problems.
You do not think you will be able to repay the loan.