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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%
*Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rate.
Viva Payday Loans > Easy Approval Loans

Easy Approval Loans

When you need cash fast, easy approval loans can be the perfect solution to keep you going in your time of need. Other lenders may make you go through endless amounts of paperwork and phone calls, adding unnecessary pressure in you time of crisis. At Viva Payday Loans, we offer easy loans with online approval, so you can apply within a matter of minutes. Our quick and easy approval payday loans are completely online, offering amounts up to $5000 from certain lenders. It just takes a few minutes to fill in the easy to access application form, so we can find direct lenders for easy approval loans that are right for you straight away. With easy approval payday loans, you can resolve any financial difficulties you may be having quickly, with the ability to pay your loan back over a specific time period, between 3 – 12 months.

Ready to apply? Use the calculator above and click apply now to see how we can help you today.

Note: Viva Payday Loans is a lender-finder service in Australia, we do not offer financial advice. Please consider seeking independent legal and financial advice to check how the information and ideas presented on this website relate to your unique circumstances.

What Are Easy Approval Loans?

Most loans take a significant amount of time to process, usually a week. An easy approval loan online is a quick solution for many who need the money fast. In fact, with Viva Payday Loans, your cash could even be sent to you on the same day and may even be sent within just 60 minutes if approved and dependent on if our bank accepts faster payments.

There are many payday lenders in Australia that can provide an easy approval loan online for amounts of up to $5,000. It’s important to note that easy approval payday loans are likely to only be provided on the same day if the application has been filed during business hours and meets all of the lender’s specified terms and conditions. At Viva Payday Loans, we are a loan-finder service and work with a wide range of lenders who consider any type of credit history. This means you could find the ideal solution for your financial needs through our extensive panel.

As easy approval loans provide a distinct service of quick processing times compared to other loan options, lenders can also charge a relatively higher fee to their borrowers. That is why applicants should only apply for an easy approval loan if they are facing a financial emergency and do not have a better option at their disposal, such as available savings or existing credit. You should only consider seeking easy approval loan approval to cover an emergency expense and not any long term financial difficulties.

Why Choose Us For Easy Approval Payday Loans?

With many easy loans with online approval available, it’s sometimes difficult to figure out which one is right for you. When it comes to choosing the right easy approval loan for your circumstances, we work quickly to determine which of our panel of lenders are is best suited to you. Benefits of using Viva Payday Loans for easy approval loans include:

  1. Loans are available up to a maximum amount of up to $5,000.

  2. Loan terms are typically available between a period of 3-12 months. Some lenders can offer terms of as little as 9 weeks, whilst others as long as 2 years.

  3. Many loans are approved and paid out within 60 minutes.

There might be other charges associated with your chosen quick easy approval payday loan, which is why you should carefully review all borrowing costs before choosing a lender.

Applying For An Easy Approval Payday Loan

When you to apply for easy approval loans, the process is very simple when you use Viva Payday Loans. Most lenders require you to fill out an online application form, before providing you with an approval decision within minutes. The funds should reach you within a couple of days, but sometimes sooner, depending on procedural constraints. Additional documents will also be required for assessment, including bank statements from the last 3 to 6 months. This is just so lenders can provide easy loan online approval with a thorough overview of your current finances to ensure the loan you need matches your current affordability. You’ll also need to provide details of any existing loan obligations you have as well as proof of income. Some borrowers may not be eligible to acquire easy approval payday loans of above $1,000 due to eligibility constraints or if they have bad credit.

Eligibility for an Easy Approval Loan Online

Most lenders that provide easy approval loans in Australia would require applicants to meet the following eligibility criteria. Applicants must:

  1. Be aged 18 years or over
  2. Be a current Australian citizen
  3. Have a regular source of income
  4. Have three to six months’ worth of bank statements available, so that lenders can offer a loan that fits in with your current financial position.
  5. Be able to provide proof of your income, whether from employment, Centrelink, or other government benefits.
  6. Be able to provide details of all existing liabilities, including credit card debt and any other outstanding loan obligations.
  7. Have utility bills or other expense statements.
  8. than 50% coming from sources other than Centrelink or other government benefits

Please get in touch with us if you need any further information to help. If you are ready to start your application, click apply now.

Easy Approval Loans FAQs

  1. How Much Can I Borrow Through An Easy Approval Loan?

    Borrowers can acquire easy approval loans of up to $5,000, starting as low as $100. In most cases, the maximum you’ll be able to apply for is $2,000, especially if you are looking to repay over a short term. Some lenders will accommodate up to $5,000, but this will depend on the repayments you want and the available lenders. Quick easy approval payday loans with no credit check still require a full assessment of your finances first to check affordability and some lenders on our panel may credit check as part of the decision-making process.

  2. Can I Only Get Easy Approval Loans Online?

    In most cases, quick easy approval payday loans are available only through an online application form. Some lenders do provide easy approval payday loans in-store as well, but if you are looking for complete convenience, an easy loan with online approval is the recommended choice. Accessible anywhere from any internet-enabled device, you can get easy approval payday loans approval from the comfort of your home with ease. With a wide panel of lenders available at our disposal, you could find an easy approval loan with us, quickly and easily. Please note that as a credit broker and loan-finder service, we do not have control over the decision makes on application and we also do not lend money directly.

  3. Are Easy Approval Loans Expensive?

    Lenders charge a higher rate for easy approval loans in return for a quick service and assuming a higher risk. If you are thinking of applying, you should carefully consider this and check how much the loan amount will cost you in interest and charges before proceeding.
    Apply through Viva Payday Loans for an easy loan with online approval, today. For support or advice in managing your money, visit MoneySmart.