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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
Viva Payday Loans > Quick Cash Loans

Quick Cash Loans

If you are looking for quick cash loans but have faced difficulties in choosing the right lender for you, Viva Payday Loans can help. We are a lender finder service that can match you to quick small loans up to $5000, allowing you to choose exactly how much you want and how long you want to borrow your quick cash loan for. When you tell us how much you would like to borrow and how long for, we’ll find a lending partner who can help instantly, some even offering quick cash loans for bad credit. Rather than spending hours online searching for a trusted lender of quick cash loans, we do the hard work for you and get a decision in minutes, for a quick easy loan that you can access today.

Note: Viva Payday Loans is a lender-finder service in Australia, we do not offer financial advice. Please consider seeking independent legal and financial advice to check how the information and ideas presented on this website relate to your unique circumstances.

What are Quick Cash Loans?

Quick cash loans are quick Payday Loans that are ideal for covering any immediate expenses you may have. Quick cash loans online are an ideal short term loan solution to help you get back on your feet. Our quick loans in Australia can be a helpful option when you have an unexpected expense to pay for or a financial emergency. These quick personal loans, including quick loans for bad credit, can be approved the same day as applied for and can pay out to your bank account extremely quickly. This can be within 60 minutes, if your bank supports faster payments, meaning quick and easy loans can help you straight away.

You can apply for quick easy loans any time of day from any internet connected device, providing an easy 24/7 loan option for customers whether at home or on the move.

How to Apply for Quick Cash Loans in Australia

To be eligible to use our free online service to find quick cash loans, you’ll need to meet a few minimum requirements first. This doesn’t guarantee you’ll be successful in your application, but will allow you to see your lender offers for a quick cash loan in an instant:

  • Be aged 18 years or over
  • Be a current Australian citizen
  • Have a regular source of income
  • Have three to six months’ worth of bank statements available, so that lenders can offer a loan that fits in with your current financial position.
  • Be able to provide proof of your income, whether from employment, Centrelink, or other government benefits. We offer quick cash loans to Centrelink customers assuming they can make the repayments.
  • Be able to provide details of all existing liabilities, including credit card debt and any other outstanding loan obligations.
  • Have utility bills or other expense statements.

Why Choose Quick Cash Loans Through Us?

We provide a simple way for you to discover the very best quick loans in Australia. Quick cash loans in Australia are accessible through our loan-finder service, as we know it can be somewhat difficult to find trusted lenders. As well as offering quick cash loans for Centrelink customers, making quick loans on Centrelink a viable option. We also allow you to apply even if you have bad credit and offer the potential to borrow quick cash loans with no credit check. Some lenders do allow you to apply for loans with no credit check, but certain criteria will apply, depending on each individual lender, and only if you are deemed to have the affordability to manage repayments. As a broker of quick cash loans online, we do not lend you the money ourselves, but instead connect you with the appropriate lender to do so. You can save time with us, telling us exactly how much you want to borrow and how long you want repayments to be. We’ll then show you various loans, including quick loans with no credit check, that are suitable, and you can then continue your online application with the lender. If all goes well, you could receive your funds in 60 minutes. Please note, we have no control over the lending decision process with your chosen lender and do not provide a decision ourselves.

What Can Quick Cash Loans Be Used For?

There are many reasons people may choose quick personal loans, some of which include:

  • Emergency expenses, when you have no other available means such as savings or other available credit.
  • When in-between pay days and the unexpected arises, such as a maintenance cost, unexpected repair or an unforeseen bill.

Whatever the reason may be that you require quick easy loans, we have the ability to help you connect with lenders, so you can receive quick loans online on the same day.

If you are looking for quick cash loans with no credit check, this may not be possible as you may be required to have a credit check performed by a lender. This is to ensure your credit history is checked and will help to inform their lending decision, although this is not always the case, and occasionally you can receive quick loans with no credit check on the same day.

Important Features of Quick Cash Loans Online

There are many distinctive features of quick loans in Australia that make them desirable among borrowers. These include:

  • Easy application process. The application is fully electronic, and you can receive the funds for your quick loans online the same day, directly into your bank account.
  • Many lenders allow for various Centrelink benefits to be counted as regular income. This makes it possible for people who receive benefits to get quick loans online. This is important, especially because banks do not approve loans against benefits.
  • There are no hidden fees or charges. All the relevant fees are made clear in the agreement.
  • You can apply for quick cash loans for free. Regardless of whether your application is accepted or declined.

Apply for Quick Cash Loans Today In An Instant

If you are ready to see your lender offers for quick cash loans, click apply now to start your application today. If you are looking for further advice or assistance with your finances, whilst we cannot provide this ourselves, there are other professional options you can consider including MoneySmart.

Quick Cash Loans FAQs

  1. Do You Offer Quick Cash Loans With No Credit Check?

    Although we can find lenders who offer quick loans with no credit check, it is not guaranteed you will be able to find a suitable lender. Many lenders will want to search your credit file to get an idea about your current affordability, but the good thing is we work with a very wide variety of lenders who can consider any type of credit history. Whilst we do not have control over the lender decision, they will consider your finances as a whole. This helps to provide you with an increased chance of being approved.

  2. Do You Offer Quick Loans For Bad Credit?

    As a broker, we are a free to use loan-finder service. You can search for lenders, including those who may offer quick loans for bad credit. Quick money loans such as these are available, and it will entirely depend on your individual circumstances. All you will need to be concerned about is whether you have the current affordability, and many of our quick cash loans for Centrelink customers are for those with a poor credit score.

  3. Do Quick Cash Loans Provide Same Day Payout?

    This will depend on the lender who agrees with your loan terms and the time of day you apply. One of the good things about quick cash loans is that you can apply at any time of day as well as on weekends. However, if it is outside of business hours when you submit your application, the lender may not be able to process it until the following working day. If the cash can be sent the same day, you may receive quick loans today, within 60 minutes if approved, as long as your bank accepts faster payments.