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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
Viva Payday Loans > No Paperwork Loans

No Paperwork Loans

Having a quick application process online is essential when you need money fast. The last thing you want is to wait for paperwork to be mailed out to you to sign, which could take days. That’s why if you want to complete an online loan application with no paperwork, we are here to help. Speedy, efficient, and able to provide loans up to $2000 today, no paperwork loans are the ideal solution when the unexpected happens. Just choose how much you want to borrow, how long for and click apply now to begin an application. We’ll show you short term loans with no credit check, no paperwork in an instant so you can browse for free what’s available.

Note: Viva Payday Loans is a lender-finder service in Australia, we do not offer financial advice. Please consider seeking independent legal and financial advice to check how the information and ideas presented on this website relate to your unique circumstances.

What Are No Paperwork Loans?

No paperwork loans are a type of unsecured loan that requires no paperwork to be sent to you to sign. Unlike traditional lenders that require you to sign physical paperwork, either in person at a brick and mortar store or by sending in the mail, short term loans with no paperwork can be completed online. There is no waiting around as your digital credit agreement is sent electronically for you to sign from your laptop or mobile device. This way, you can view, read and sign your documents in an instant and receive your approved funds quicker.

Payday loans with no paperwork or phone calls may seem too good to be true, but thanks to advancements in lending technology, it is possible and enables applicants to have quicker access to money. As a loan finder service, at Viva Payday Loans we do not lend money directly, instead, we connect you to lenders who can offer payday loans the same day with no paperwork, showing you the best available offers for your circumstances. Our panel of 15+ lenders can help applicants with any type of credit history meaning no paperwork loans for bad credit is possible using our service. 

Quick Online Loan Application with No Paperwork

It’s all about speed and convenience with our quick loans with no paperwork, helping you get the money you need faster. If you are in an emergency scenario and you do not have available savings or credit to help, finding personal loans online with no paperwork will be difficult as many traditional personal loan lenders still require physical paperwork to be sent and signed. That’s why when the unexpected occurs, choosing short term loans with no credit check, no paperwork and same day cash is the way to go.

Being able to complete an online loan application with no paperwork will help you spend more time resolving your short term issue. Although there is no paperwork and the process is quick, the lenders we can connect you with will still assess your application properly and they may perform a credit check to see your credit history. Despite this, no paperwork loans for bad credit can still be approved as long as you can afford the repayments you choose.

Eligibility for No Paperwork Loans

To apply for easy loans with no paperwork today, you’ll need to meet the following minimum eligibility requirements first. Our loan finder service is free to use 24/7 so you can make an informed choice on no paperwork loans when it’s convenient for you.

  • Be 18 years of age or older
  • Be a current Australian citizen
  • Have three to six months’ worth of bank statements available, so that lenders can offer a loan that fits in with your current financial situation
  • Be able to provide details of all existing liabilities, including credit card debt and any other outstanding loan obligations
  • Be able to provide proof of your income, whether from employment, Centrelink, or other government benefits

Please note, meeting these requirements does not guarantee approval for payday loans in Australia with no paperwork. You may be required to have a credit check and assessment of your finances as part of your application. As a credit broker, Viva Payday Loans has no control over the lending decision process with your chosen lender.

Features of Payday Loans in Australia with No Paperwork

Apart from the fact they are no paperwork loans, there are many advantages to choosing short term loans with no credit check, no paperwork, using our platform.

  • Fast easy loans with no paperwork require just one application to complete.
  • Loan amounts up to $2000, with some available up to $5000
  • Fully flexible repayments up to a maximum of 12 months (24 months for higher amounts)
  • Our lenders can provide no paperwork loans for bad credit applicants
  • You can access our service whenever you need it, 24/7, 365 days a year
  • Fully online same day loans with no paperwork that can be approved in minutes
  • Access the approved funds within 60 minutes of signing
  • Enjoy applying for payday loans with no paperwork or phone calls either

Apply Now for Online Same Day Loans with No Paperwork

Find cash loans with no paperwork easily using Viva Payday Loans today. Use our loan calculator above to choose the amount and terms you want and click apply now to start your application. Have any questions about no paperwork loans? Get in touch with the team today.

If you require further financial support or advice above what we can offer as a loan finder service, please seek help through MoneySmart or other professional options available.

No Paperwork Loans FAQs

Are Personal Loans Online with No Paperwork Available?

Most personal loans are offered by traditional lenders who still require physical paperwork to either be sent to you or downloaded, printed, and signed. They also aren’t always available for small amounts, so at Viva Payday Loans we can help you find payday loans with no paperwork or phone calls required for the exact amount you need. This way you won’t borrow too much, and you can choose flexible repayments that you can afford.

How Quickly Can I Get Payday Loans the Same Day with No Paperwork?

As a loan finder service, we cannot control how quickly each lender can approve your application for no paperwork loans. The process of finding and applying is quick, and if approved, you may receive the loan funds within 60 minutes of signing your digital loan agreement. Each lender may vary on exact times, and this will depend on if your bank supports faster payments.

Do I Need a Credit Check for No Paperwork Loans?

You do not require a credit check to use our free loan finder service, however, once you have found an offer, the lender may require a credit check as part of your application. This is in line with responsible lending guidelines and may also be performed alongside an assessment of your finances.