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The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%
*Warning: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different rate.
Viva Payday Loans > Quick Cash

Quick Cash

Quick Cash is a small loan provider in Australia offering cash loans between $200-$2,000. The repayment term is set at a minimum of 62 days and a maximum of 12 months, and repayments can be done on a weekly, fortnightly, or monthly basis. The lender sets up a direct debit with the borrower’s bank to seek repayments on each payday. The lender has a fast online application process and is committed to providing quick cash loans to its customers to pay for emergency expenses by disbursing cash within an hour of approving the loan application. 

Types of loans

Quick Cash offers the following types of loans:

  1. Cash Loans
  2. Instalment Loans

Eligibility Criteria

To be eligible for a Quick Cash loan, borrowers must:

  1. Be a citizen of Australia
  2. Be over the age of 18
  3. Have employment that provides a stable regular income of more than $500/week
  4. Have an acceptable credit history

Pros & Cons 


  1. Completely online application process is convenient and fast
  2. Approval is quick, and the e-agreement can be electronically signed within minutes
  3. Funds are quickly deposited into the borrowers account within an hour after the loan application approval
  4. Allows application 24/7


  1. Uses direct debit for repayments

Borrowing costs of Quick Cash loans 

The borrower charges a 20% establishment fee and a 4% monthly fee. 

Loan Type Loan Amount Loan Term Total Repayment Amount Total Borrowing Cost
Cash Loan $500 3 Months $660 $160
Installment Loan $750 3 Months $990 $240

Information Required To Apply

  1. Bank account details
  2. Driver’s license or medicare number

How To Apply

To apply for a Quick Cash loan, simply follow these steps:

Step 1 – Access And Fill The Online Application Form

Go on the Quick Cash website at and click on the Apply button on the top right corner of the screen. 

Next, fill out the application form. This form will require your personal, financial, residential, and financial information, so make sure you have all the necessary information with you. 

quick cash online application options

Step 2 – Verification

The lender will verify your information and send back the loan terms, which you are required to electronically sign. 

Step 3 – Final Approval

After conducting some final checks, if approved, the lender will disburse the loan amount within an hour.


1. Are Quick Cash loans online?
Yes, the application process is completely online. 

2. Can I apply for a Quick Cash loan if I receive government benefits?
Yes, as long as government benefits don’t account for more than 50% of your total income.

3. Does Quick Cash allow early repayments?

4. How do I make repayments on a Quick Cash loan?
Repayments are made through the direct debit facility, which will automatically deduct the repayment amount on your payday. 

4. Does Quick Cash provide instant loans?
Quick Cash loans are disbursed within 60 minutes after the loan application is approved.

Lenders Like Quick Cash

Lenders Description
Perfect Payday Perfect Payday is loan service provider, connecting borrowers with the most suitable lenders in its pool. Loans of up to $10,000 can be sought through the service.
Clear Loans Clear Loans provides guarantor loans of amounts between $3000 – $10,000. The loan term allowed is between 12-60 months
Cash Stop Loans Cash Stop Loans is a loan provider in Australia. The loan amount varies between $300-$5,000 with a term of 16 days to 2 years.
Credit 24  Credit 24 provides line of credit and personal loans between $500 to $10,000 with varying loan terms.

Promo Codes

No promo codes are available for Quick Cash at this time.