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Maximum charges: 20% Establishment fee and 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months. Illustrative example: Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower's credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.
Viva Payday Loans > $50 Loan Instant Australia

$50 Loan Instant Australia

Many Aussies find themselves scouring the internet for a miraculous $50 loan instant Australia deals and same-day cash loans when they experience a tough financial month. You know how it goes, right? The end of the month is near but not near enough! You may find it pretty tricky trying to find lenders who will provide loans are small as $50, but it’s not impossible. Some might say that a 50 loan instant Australia is nothing but a myth, but the good news is that you can take out small loans right here at, ranging from $50 to $5,000. Lenders in Australia have realised that some borrowers need just a bit of bridging cash, and it’s these lenders who form part of our panel of lenders.

What Are $50 Loan Instant Australia – How Does a $50 Instant Loan Work?

A $50 loan instant Australia is exactly that; a $50 loan that pays out immediately – or at least, almost immediately. At, we provide a free service of connecting borrowers with lenders most likely to approve a $50 loan and pay it out within one hour of approval. In addition, because these loans are small, you can use them to pay for small emergency or unexpected expenses.

One of the biggest perks of searching for a 50 loan instant Australia is that the lenders we associate with won’t keep you waiting. The chances are that if you’re looking for such a small loan amount, you need it in a hurry and want to pay it back in a short time. When taking out a $50 loan instant Australia via the website, you enjoy the convenience of quick payout and a short repayment period

Reasons to Apply for a $50 Loan Instant Australia

There are many reasons you should apply for a $50 loan instant Australia, with the first being that it is that it’s easier to get approval from one of our trusted lenders than it is to get from a family member or friend! The entire application process takes just a few minutes, and if your loan is approved, it will be paid out on the very same day.

You can e-sign the $50 loan instant Australia agreement, which means you get total convenience when applying online. There are flexible loan amounts available from $50 to $5,000 that can be repaid between 30 days and 12 months to pay.

Loans of $50 come with 0% interest attached, which means you’ll only pay a once-off 20% establishment fee and a 4% monthly charge when using our online $50 loan instant Australia app.

What’s more is that when you apply for a loan once via, your loan is automatically presented to the entire panel of lenders, which means you stand a higher chance of getting approved for a loan.

Top Features of $50 Loan Instant Australia

Free Matching Service

To be matched with a lender most likely to approve and pay out your request for a $50 loan instant Australia via the is 100% free. There is no additional charge for our service, and you won’t be charged by the lender for the service via Viva Payday Loans either. We’re here to help you find the best possible loan for you at no cost to you.

Reputable Lenders

At, we only work with lenders with excellent reputations in Australia. Because of this, you can rest assured that you will have access to some of the best deals, terms, and fees on the market. In addition, when applying for a loan through our online portal, you’re safeguarding yourself against the risk of dealing with untrustworthy lenders.

No Credit Check

Often, it’s the credit check that puts borrowers off applying for a loan. If you have a less than perfect credit score but still need to borrow some bridging cash, don’t let the fear of the credit check deter you. Our $50 loan instant Australia app will put you in touch with lenders who won’t carry out a credit check to determine the outcome of your loan. Instead, they will assess your income and expenses and determine if you can afford the loan right now.


The fees are kept to a minimum when acquiring a loan through According to Australian law, you can expect 0% interest on loans of up to $2,000. There is a 4% monthly service fee and a once-off establishment fee of 20% on such loans. If you borrow more than that, you will be expected to pay anything from 5.99% to 35.99% interest.

Small Loan Amounts

One of the best perks of a $50 loan instant Australia is that you can borrow as little as just $50 to get you through the month. Those who don’t want to get into long-term debt and want the security of knowing that they can quickly pay off their loan find this an attractive feature. Of course, that’s entirely possible for those who need to borrow bit more with loans ranging up to $5,000 with Flexible Repayment Schedule

When settling on a loan deal with one of the lenders offering loans via our online $50 loan instant Australia app, you will find that lenders will work with you to figure out a repayment schedule that aligns with your financial situation and paydays. Chat directly with the lender to discuss the best payment option that works for you.

Examples of $50 Loan Instant Australia

Below are several examples of the types of $50 short term loans available on the portal:

50 Loan Instant Australia Centrelink Available

Applying for a $50 loan instant Australia is challenging for people with a poor credit score or a rocky financial history. With lenders turning to a more sustainable approach of assessing loan applications, more everyday Aussies can rebuild their credit, pay for emergency and unexpected expenses and get back on their feet again. Credit scores no longer play a vital role in the loan approval process. Instead, lenders, particularly those on the panel, pay more attention to your ability to meet the requirements and, of course, your income vs. expenses.

$50 Bad Credit Loans

Applying for $50 loan instant Australia is tough for people with a poor credit score or a rocky financial history. With lenders turning to a more sustainable approach of assessing loan applications, more everyday Aussies are able to rebuild their credit, pay for emergency and unexpected expenses and get back on their feet again. This is because credit scores no longer play a vital role in the loan approval process. Lenders, particularly those on the panel pay more attention to your ability to meet the requirements and, of course, your income vs. expenses.

$50 Loans for Unemployed People

Gone are the days when unemployed people avoid using a $50 instant Australia app to apply for the emergency cash or bridging cash they need in a hurry. Being traditionally employed is no longer the norm. As such, more Aussies working for themselves, freelancing, or earning income from alternative revenue streams seek out lenders who are willing to work with them to get the cash they need. At, we present borrowers with access to lenders who are likely to approve their loan, even if they don’t have a regular payslip to demonstrate their earnings. In this case, you will still need to earn an income, but you need to provide proof with bank statements, income statements, statements of earnings from freelancing platforms or rental agreements (in the case of rental income), etc..

$50 Instant Loans for Emergencies

It goes without saying that there’s little time to waste when emergencies strike. And that’s why the lenders on our panel at do what they can to ensure that loan applications are processed quickly and that the payouts are completed just as quickly. Most of the lenders offering $50 loan instant Australia via our platform pay the required cash into the borrower’s bank account within just 1 hour. In some instances, this may take longer, but not usually longer than 24 hours (by the next business day).

The Pros & Cons of 50 Loan Instant Australia

As with all things in life, there are pros and cons to applying for a $50 instant cash loan online. These are listed below.

Advantages of $50 Instant Cash Loans Online

  • Bad credit borrowers are welcome to apply.
  • No hard credit check, therefore no impact on your credit score.
  • Apply just once, and have your application considered by multiple lenders.
  • Quick online application – no queues and you can e-sign your loan agreement.

Disadvantages of $50 Loan Instant Online Applications

  • The cost of instant cash loans is considerably higher than traditional banks.

Are You Eligible for $50 Loans Instant Australia? – Qualifying Criteria

It’s important to note that each lender has its own set of terms and conditions, but most of the lenders on the panel have similar basic requirements as follows:

  • Be at least 18 years of age.
  • Have a bank account in your name and a working mobile number.
  • Earn a regular income of no less than $350 per week.
  • Be a citizen or permanent resident of South Africa.
  • Have a valid form of ID (this can be your driver’s license or Medicare card).
  • Prove affordability of the loan (pass an affordability assessment).


Is It Possible To Get A Loan As Small As Just $50 In Australia?

Yes, instant payday loans are offered from as little as just $50. Of course, you will need to repay it in a few weeks or on your next payday.

How Long Will It Take To Get A $50 Loan Instant Australia?

Many lenders operating in Australia know just how important it is for you to get your cash when you need it. Because of this, they work hard to offer an automated approval process and a same day payout. In fact, most offer a 60-minute pay out.

How Do I Repay A $50 Loan?

Because $50 loans are considered short term or payday loans, they must be repaid by your next payday. This can mean that you only have a few weeks to repay the loan. It’s best to only borrow as much as you know you can repay on your next payday.

Can I Get A Small Payday Loan If I Receive Centrelink Benefits?

If you have been receiving Centrelink benefits for 90 days or more, can prove that Centrelink doesn’t make up more than 50% of your current income, and meet the other loan eligibility criteria, you can indeed get a 50 loan instant Australia while on Centrelink benefits.

What Is The Interest On Small Loans Of Less Than $100 In Australia?

In Australia, the law dictates that loans of up to $2,000 have no interest attached. Higher loan amounts come with interest of 5.99% to 35.99% attached at

Can I Get A $50 Instant Loan If I Don’t Have A Job?

Yes, you can get $50 loan instant Australia as long as you receive a minimum of $35o per week through alternative income streams. Some acceptable alternative income streams include freelance earnings, dividends, rental income, trust payments, and similar.

Are Instant Loans Really Instant? How Long Do They Really Take?

“Instant loans” is a term used to describe a short-term loan that is typically paid out on the same day it is approved. At, our instant loans are paid out within 1 hour from approval. In some instances, the payment may be within 24 hours or by the next business day.

I Only Need $50 – Do I Need To Have A Good Credit Score?

If you are applying for a loan with a traditional bank, you will need to have a good credit score to get the cash you need. This is not always the case with a small payday loan. In fact, most lenders (the non-traditional kind) will still consider you for a loan if you have a shaky financial past. The most important part of the process is ensuring that you can afford the monthly or weekly repayments by considering your income vs. your expenditure.