Warning about Borrowing

www.vivapaydayloans.com.au (Credit Representative Number - 526847) is an Introducer Appointed Credit Representative of Marketplace Finance (Credit Representative Number 487316). The completion of the application form does not guarantee approval of a loan. The loan amount will vary depending on the lender who accepts the application within our database. $5,000 may not be available to every customer. The time taken to transfer a loan may vary. This website does not directly endorse a particular product and service. Any information on this website should be taken as opinion only.

Viva Payday Loans may receive a referral fee for referring your application.

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Warning: Do you really need a loan today?*

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems

Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: humanservices.gov.au/advancepayments
  • The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

    • * This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.

The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.

*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.